A VA home loan gives veterans, members of the military or a surviving spouse of a veteran the chance to refinance up to 100% or buy a home with no money down. Usually, these types of home loans are approved fast with minimal red tape.
Even if you have less-than-perfect credit, a VA loan might be the best for your financing situation. Other benefits of the VA home loan include it being offered as a fixed-rate or ARM mortgage that never includes monthly (PMI).
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